Personal Risk Management

Tips for staying safe this new year

While 2020 probably wasn’t what you had expected it to be, 2021 is a new year and a great time to think about new goals and opportunities. So many things have changed for all of us: More people are working from home, some have moved from urban areas to the suburbs, and others are planning new home renovations. Whatever your goals are this year, we’ve got a few tips to get you started:

Talk to your insurance agent about your coverages.
Make sure all newly purchased or acquired items of significant value, like jewelry, collectibles, or other precious items, are reflected in your policy. Ensure all household drivers are listed on both your auto and excess policies, and that any significant changes or improvements to your home have been made to your policy. If you are planning upgrades to your home, contact your agent or broker ahead of time.

Keep your home healthy.
Create a calendar of regular maintenance tasks like changing air filters and smoke detector batteries, having your chimney cleaned or your roof inspected, fertilizing your lawn, cleaning your dyer and dryer vent, pruning trees and shrubs, etc. Don’t wait until something unfortunate happens to be reminded – stay one step ahead!

Evaluate the safety and security of your home.
Consider having an in-depth telephone diagnostic with the Ackerman Group to evaluate your personal security procedures, enhance your security at home, and deal with identity theft. This consultation is available at no additional charge to Chubb PRS clients. As a Chubb client, you also have access to complimentary or discounted rates on background investigations for new and existing personal employees through the Ackerman Group.

Promote safe driving with teens.
At Chubb, we understand that nothing can be as stressful or as freeing as letting your teens drive on their own. If you have new or inexperienced drivers in the family, now is a great time to take steps to help protect them from harm, help them avoid accidents, and encourage them to develop the right kind of driving behavior. We can help with articles, videos, and our Chubb at the Wheel™ driving app, available for both Apple and Android devices.